Great that you are into government level reform - hope you are not holding your breath there.
YES national systems need reform too - in the mean time communities can and actually already use these systems and they are based on…
Great that you are into government level reform - hope you are not holding your breath there. With demurrage the option fee is paid automatically. Each person or entity to create a voucher for their goods or services - with a gradual expiration (which comes back to the issuer for reuse). Networks of connected vouchers via liqudity pools forms a full monetary system without dependency on national currency.
YES national systems need reform too - in the mean time communities can and actually already use these systems and they are based on ancient mutual aid practices. grassecon.org